These Terms of Service govern your use of DebtNudge. By accessing or using the service, you agree to be bound by these terms.

Eligibility

You must be at least 18 years old and able to form a binding contract to use DebtNudge.

Your account

• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate information and keep it up to date.
• You are responsible for all activity that occurs under your account.

Acceptable use

• Do not use the service for unlawful, harmful, or abusive activities.
• Do not attempt to access accounts, data, or systems that are not yours.
• Do not interfere with or disrupt the operation or security of the service.

Subscriptions and billing

• Pro memberships are billed according to the pricing shown at checkout.
• Payments are processed by a third-party payment provider.
• You can manage or cancel your subscription through your billing settings.

Data and privacy

Your use of the service is also governed by our Privacy Policy, which explains how we collect and use personal information.

Disclaimers

DebtNudge provides tools to help you track financial information but does not provide financial, legal, or tax advice. The service is provided on an “as is” and “as available” basis. We do not guarantee the accuracy, completeness, or reliability of any data or results. You use the service at your own discretion and risk.

Limitation of liability

To the fullest extent permitted by law, DebtNudge shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial outcomes, arising from your use of or inability to use the service.

Third-party services

The service may integrate with or link to third-party services. DebtNudge is not responsible for the availability, content, or practices of third-party services, and your use of them is subject to their own terms and policies.

Termination

We may suspend or terminate your access to the service if you violate these terms. You may close your account at any time through your profile page. Upon termination, your right to use the service will cease, and certain provisions of these terms (including disclaimers and limitation of liability) will survive.

Governing law

These terms are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Changes to these terms

We may update these terms from time to time. When changes are made, we will update the “Last updated” date above. Continued use of the service constitutes acceptance of the updated terms.

Contact

Questions about these terms? Email us at support@debtnudge.com.